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Jeffrey L. Ledbetter
Of Counsel
Office: Indianapolis
jledbetter@kdlegal.com
p: 317-238-6216
f: 317-636-1507
Jeffrey Ledbetter is a financial services attorney with broad experience in law relating to consumer lending companies, including regulatory compliance and transactional work, for state licensed consumer lenders, mortgage companies, sales finance companies and other financial institutions. Mr. Ledbetter is a member of the firm's Financial Institutions Practice. Immediately prior to joining Krieg DeVault, Mr. Ledbetter spent 17 years working in house at a prominent financial services company. In this role, he provided legal support for the company's centralized mortgage servicing platform, provided legal advice for federal and state legislative and regulatory changes, state licensing for mortgage servicing, consumer lending, new product development, and general regulatory compliance issues. He also provided legal due diligence for two major acquisitions. Mr. Ledbetter has been advising financial institutions for 35 years.
Mr. Ledbetter has been actively involved in the American Financial Services Association (AFSA), where he previously served as the chair of the AFSA Law Committee for two years and as the chair of the Law Committee’s Mortgage Lending Subcommittee for many years.
Professional Associations
- Former Chair of AFSA Law Committee, Former Chair of the AFSA Mortgage Lending Subcommittee, American Financial Services Association
Education
- J.D., Villanova University School of Law
- B.A., The Pennsylvania State University
Bar & Court Admissions
- Indiana, 1990
- Pennsylvania, 1989
Practices
Industries
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Running
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Bicycling
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Live Music/Concerts
Financial Services
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Eleventh Circuit Strikes Down FCC's One-to-One Consent Rule Under the TCPA
February 10, 2025
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Financial Institutions Use of “Meta Pixels” Targeted in Latest Class Action Trend
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Senior Associate Alex Bowman Selected as a Michiana Forty under 40 Award Recipient
April 16, 2024
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U.S. Treasury Issues Report on Artificial Intelligence on Specific Cybersecurity Risks in the Financial Services Sector
April 4, 2024
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New Indiana Law Will Clarify How Financial Institutions May Make Changes to Deposit Account Agreements
March 13, 2024
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Putting the PURPOSE in a Trust: Using a Purpose Trust in a Business Succession Plan
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Business
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Impact of AI in the M & A Sector: Key Advantages, Challenges, and Considerations
February 23, 2024
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Higher Estate and Gift Tax Exemptions for 2024...But How Long Will This Last?
January 2, 2024
Firm News and Events
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Marija Nicksic Joins Krieg DeVault’s Commercial Real Estate and Lending Practice
December 20, 2023
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July 31, 2023
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June 1, 2023
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Indiana Supreme Court Limits the Ability of Indiana Financial Institutions to Amend Account Agreements
March 23, 2023
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State and Federal Policy on ESG Issues Creates Tensions for Financial Institutions
January 25, 2023
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Krieg DeVault Adds Associates Andrew N. Warner, Katelyn E. Doering, Alexus D. Lucas, and Michael J. Moser
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Jeffrey L. Ledbetter Joins Krieg DeVault’s Financial Institutions Practice
September 27, 2022
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Your Customer Is Heading Towards Bankruptcy, What Should You Do Now?
June 23, 2022
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June 2, 2022
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March 31, 2022
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Firm News and Events
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Patrick Fagan Joins Krieg DeVault’s Commercial and Real Estate Lending Practice
February 28, 2022
Firm News and Events
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Julie A. Johnsten and Crystal L. Stallworth Join Krieg DeVault as Paralegals
February 1, 2022
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July 16, 2021
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Firm News and Events
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Krieg DeVault's Kay Dee Baird Elected Chair of the Indianapolis Bar Association's Commercial Law & Bankruptcy Section for 2021
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CFPB Issues Finalized Changes To Regulation F To Implement The Fair Debt Collection Practices Act
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November 12, 2020
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October 1, 2020
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Moratorium on Indiana Residential Foreclosures and Evictions Extended Through August 14, 2020
July 31, 2020
Secured Lender
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July 14, 2020
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US Supreme Court Rules Structure of the CFPB Unconstitutional, Preserves Bureau's Authority to Operate
June 30, 2020
Secured Lender
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A Bankruptcy Court Weighs In: Do Force Majeure Clauses Excuse Commercial Tenants from Paying Rent?
June 23, 2020
Secured Lender
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Eviction and Foreclosure Moratoriums Extended to August 31, 2020 for Federally-Backed Mortgages
June 17, 2020
Secured Lender
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Changes are Coming to the Indiana Consumer Credit Code - Are you Ready?
June 15, 2020
Secured Lender
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TILA and the Right of Rescission: Illinois Adopts One-Year Limitation Period
June 10, 2020
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OCC Issues Advance Notice of Proposed Rulemaking Regarding Digital Banking Activities
June 8, 2020
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A Hospital's Bankruptcy Filing Dramatically Changes the Equation for Medical Providers
June 8, 2020
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Indiana Supreme Court Extends Partial Protection of CARES Act Recovery Rebates
May 31, 2020
Secured Lender
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Illinois Eviction Moratorium: Relief Extended to Non-Residential Tenants
April 28, 2020
Secured Lender
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COVID-19 and Supplemental Proceedings: Illinois Supreme Court Provides Guidance
April 28, 2020
Secured Lender
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Paycheck Protection Program and Health Care Enhancement Act Update
April 21, 2020
Secured Lender
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Indiana Supreme Court Orders Partial Protection of CARES Act Recovery Rebates Payments
April 20, 2020
Financial Services
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Interagency Statement on Loan Modifications and Reporting for Financial Institutions
April 14, 2020
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The CARES Act: Provisions Directly Affecting Financial Institutions
March 26, 2020
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A Message from Krieg DeVault LLP's Creditors' Rights and Bankruptcy Practice Group on Our Response to the Coronavirus COVID-19 Pandemic
March 23, 2020
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
NCUA Issues Proposed Rule Allowing Some Credit Unions to Issue Subordinated Debt
January 26, 2020
Firm News and Events
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Krieg DeVault Authors Indiana Chapter of The Secured Finance Network Compendium of Secured Finance Law
September 25, 2019
Thought Leadership
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New Wave of Overdraft Fee Class Action Suits Targets Indiana Financial Institutions
September 22, 2019
Thought Leadership
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Agencies Adopt Final Rule Excluding Community Banks from Volcker Rule
July 11, 2019
Thought Leadership
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Is Your Organization in Compliance With IRS Rules on Employer Identification Numbers?
April 29, 2019
Firm News and Events
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Maria M. Vladimirova Joins Krieg DeVault's Financial Institutions Practice Group
March 7, 2019
Thought Leadership
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Indiana Court Upholds Department of Financial Institutions Ruling on Auto Dealer Electronic Titling Fees
November 1, 2018
Thought Leadership
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Indiana DFI Issues Advisory Letter Reinforcing Position on Dealer Convenience Fees
June 7, 2018
Thought Leadership
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President Trump Signs Dodd-Frank Reform Into Law Providing Regulatory Relief to Community Banks
May 29, 2018
Thought Leadership
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Court Determines Debtor's Correct Name on Driver's License for UCC-1 Financing Statement
March 5, 2018
Thought Leadership
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Is Your Website Compliant with the Americans With Disabilities Act?
February 21, 2018
Firm News and Events
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Brett J. Ashton to Speak at the 1st American Financial Services Association Law & Compliance Symposium
January 16, 2018
Jeffrey Ledbetter is a financial services attorney with broad experience in law relating to consumer lending companies, including regulatory compliance and transactional work, for state licensed consumer lenders, mortgage companies, sales finance companies and other financial institutions. Mr. Ledbetter is a member of the firm's Financial Institutions Practice. Immediately prior to joining Krieg DeVault, Mr. Ledbetter spent 17 years working in house at a prominent financial services company. In this role, he provided legal support for the company's centralized mortgage servicing platform, provided legal advice for federal and state legislative and regulatory changes, state licensing for mortgage servicing, consumer lending, new product development, and general regulatory compliance issues. He also provided legal due diligence for two major acquisitions. Mr. Ledbetter has been advising financial institutions for 35 years.
Mr. Ledbetter has been actively involved in the American Financial Services Association (AFSA), where he previously served as the chair of the AFSA Law Committee for two years and as the chair of the Law Committee’s Mortgage Lending Subcommittee for many years.
Professional Associations
- Former Chair of AFSA Law Committee, Former Chair of the AFSA Mortgage Lending Subcommittee, American Financial Services Association
Education
- J.D., Villanova University School of Law
- B.A., The Pennsylvania State University
Bar & Court Admissions
- Indiana, 1990
- Pennsylvania, 1989
Practices
Industries
Insights
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
Eleventh Circuit Strikes Down FCC's One-to-One Consent Rule Under the TCPA
February 10, 2025
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
Financial Institutions Use of “Meta Pixels” Targeted in Latest Class Action Trend
January 13, 2025
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
David A. Bowen Joins Krieg DeVault’s Financial Institution Practice
December 6, 2024
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
Senior Associate Alex Bowman Selected as a Michiana Forty under 40 Award Recipient
April 16, 2024
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
U.S. Treasury Issues Report on Artificial Intelligence on Specific Cybersecurity Risks in the Financial Services Sector
April 4, 2024
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
New Indiana Law Will Clarify How Financial Institutions May Make Changes to Deposit Account Agreements
March 13, 2024
Estate Planning & Personal Services
![](https://kriegdevault.com/assets/images/news-icon.png)
Putting the PURPOSE in a Trust: Using a Purpose Trust in a Business Succession Plan
February 27, 2024
Business
![](https://kriegdevault.com/assets/images/news-icon.png)
Impact of AI in the M & A Sector: Key Advantages, Challenges, and Considerations
February 23, 2024
Estate Planning & Personal Services
![](https://kriegdevault.com/assets/images/news-icon.png)
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January 2, 2024
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
Marija Nicksic Joins Krieg DeVault’s Commercial Real Estate and Lending Practice
December 20, 2023
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
California Commercial Lenders Beware: UDAAP Doesn’t Only Apply to Consumer Lending Anymore
October 9, 2023
Business
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Is Your Business Ready? Preparing for and Complying with the Corporate Transparency Act
August 31, 2023
Firm News and Events
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Frank A. Hoffman Joins Krieg DeVault’s Public Finance and Municipal Practice
July 31, 2023
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
Michael D. Zaradich Joins Krieg DeVault's Commercial & Real Estate Lending Practice
June 1, 2023
Litigation
![](https://kriegdevault.com/assets/images/news-icon.png)
Indiana Supreme Court Limits the Ability of Indiana Financial Institutions to Amend Account Agreements
March 23, 2023
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
State and Federal Policy on ESG Issues Creates Tensions for Financial Institutions
January 25, 2023
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
Krieg DeVault Announces 2023 Partner Promotions of Sarah E. Jones, Micah J. Nichols, and Ann Marie Woolwine
January 1, 2023
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
Krieg DeVault Adds Associates Andrew N. Warner, Katelyn E. Doering, Alexus D. Lucas, and Michael J. Moser
November 1, 2022
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
Krieg DeVault Expands Chicago Office with Financial Services Partners Laurie A. Martin Montplaisir and Parker E. Lawton
October 17, 2022
Financial Services
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CFPB Announces Consent Order with Bank for "Authorized-Positive Overdraft Transactions"
September 29, 2022
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
Jeffrey L. Ledbetter Joins Krieg DeVault’s Financial Institutions Practice
September 27, 2022
Financial Services
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Your Customer Is Heading Towards Bankruptcy, What Should You Do Now?
June 23, 2022
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Recent Developments in Fair Lending Discrimination as a UDAAP Violation and Algorithmic Redlining
June 2, 2022
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
Indiana’s Newly Passed LIBOR Legislation Immediately Preempted by Federal Counterpart
March 31, 2022
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
CFPB Significantly Expands UDAAP Authority to Address Discrimination
March 21, 2022
Firm News and Events
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Patrick Fagan Joins Krieg DeVault’s Commercial and Real Estate Lending Practice
February 28, 2022
Firm News and Events
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Julie A. Johnsten and Crystal L. Stallworth Join Krieg DeVault as Paralegals
February 1, 2022
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July 16, 2021
Secured Lender
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Secure and Fair Enforcement (SAFE) Banking Act Passes U.S. House…Again
April 20, 2021
Litigation
![](https://kriegdevault.com/assets/images/news-icon.png)
Indiana Financial Institutions Continue to be Targeted in Class Action Overdraft and NSF Lawsuits
February 3, 2021
Firm News and Events
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Krieg DeVault's Kay Dee Baird Elected Chair of the Indianapolis Bar Association's Commercial Law & Bankruptcy Section for 2021
January 1, 2021
Secured Lender
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CFPB Issues Finalized Changes To Regulation F To Implement The Fair Debt Collection Practices Act
December 16, 2020
Secured Lender
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Indiana Supreme Court Further Extends Partial Protection of CARES Act Recovery Rebates
November 12, 2020
Secured Lender
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IRS Instructs Lenders not to File Form 1099-C for Forgiveness of Paycheck Protection Program Loans
October 1, 2020
Secured Lender
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Moratorium on Indiana Residential Foreclosures and Evictions Extended Through August 14, 2020
July 31, 2020
Secured Lender
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Reminder: Post-Judgment Interest on Indiana State-Court Judgments Tolled Until August 15, 2020
July 14, 2020
Secured Lender
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Seventh Circuit Court of Appeals Reaffirms the Necessity of Adhering to the Bankruptcy Code Text
July 14, 2020
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
US Supreme Court Rules Structure of the CFPB Unconstitutional, Preserves Bureau's Authority to Operate
June 30, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
A Bankruptcy Court Weighs In: Do Force Majeure Clauses Excuse Commercial Tenants from Paying Rent?
June 23, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
Eviction and Foreclosure Moratoriums Extended to August 31, 2020 for Federally-Backed Mortgages
June 17, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
Changes are Coming to the Indiana Consumer Credit Code - Are you Ready?
June 15, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
TILA and the Right of Rescission: Illinois Adopts One-Year Limitation Period
June 10, 2020
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
OCC Issues Advance Notice of Proposed Rulemaking Regarding Digital Banking Activities
June 8, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
A Hospital's Bankruptcy Filing Dramatically Changes the Equation for Medical Providers
June 8, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
Indiana Supreme Court Extends Partial Protection of CARES Act Recovery Rebates
May 31, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
Illinois Eviction Moratorium: Relief Extended to Non-Residential Tenants
April 28, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
COVID-19 and Supplemental Proceedings: Illinois Supreme Court Provides Guidance
April 28, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
COVID-19 and the Mortgage Industry: Embracing the Virus on the Legislative and Regulatory Front
April 26, 2020
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
Paycheck Protection Program and Health Care Enhancement Act Update
April 21, 2020
Secured Lender
![](https://kriegdevault.com/assets/images/news-icon.png)
Indiana Supreme Court Orders Partial Protection of CARES Act Recovery Rebates Payments
April 20, 2020
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
Interagency Statement on Loan Modifications and Reporting for Financial Institutions
April 14, 2020
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
The CARES Act: Provisions Directly Affecting Financial Institutions
March 26, 2020
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
A Message from Krieg DeVault LLP's Creditors' Rights and Bankruptcy Practice Group on Our Response to the Coronavirus COVID-19 Pandemic
March 23, 2020
Financial Services
![](https://kriegdevault.com/assets/images/news-icon.png)
NCUA Issues Proposed Rule Allowing Some Credit Unions to Issue Subordinated Debt
January 26, 2020
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
Krieg DeVault Authors Indiana Chapter of The Secured Finance Network Compendium of Secured Finance Law
September 25, 2019
Thought Leadership
![](https://kriegdevault.com/assets/images/news-icon.png)
New Wave of Overdraft Fee Class Action Suits Targets Indiana Financial Institutions
September 22, 2019
Thought Leadership
![](https://kriegdevault.com/assets/images/news-icon.png)
Agencies Adopt Final Rule Excluding Community Banks from Volcker Rule
July 11, 2019
Thought Leadership
![](https://kriegdevault.com/assets/images/news-icon.png)
Is Your Organization in Compliance With IRS Rules on Employer Identification Numbers?
April 29, 2019
Firm News and Events
![](https://kriegdevault.com/assets/images/news-icon.png)
Maria M. Vladimirova Joins Krieg DeVault's Financial Institutions Practice Group
March 7, 2019
Thought Leadership
![](https://kriegdevault.com/assets/images/news-icon.png)
Indiana Court Upholds Department of Financial Institutions Ruling on Auto Dealer Electronic Titling Fees
November 1, 2018
Thought Leadership
![](https://kriegdevault.com/assets/images/news-icon.png)
Indiana DFI Issues Advisory Letter Reinforcing Position on Dealer Convenience Fees
June 7, 2018
Thought Leadership
![](https://kriegdevault.com/assets/images/news-icon.png)
President Trump Signs Dodd-Frank Reform Into Law Providing Regulatory Relief to Community Banks
May 29, 2018
Thought Leadership
![](https://kriegdevault.com/assets/images/news-icon.png)
Court Determines Debtor's Correct Name on Driver's License for UCC-1 Financing Statement
March 5, 2018
Thought Leadership
![](https://kriegdevault.com/assets/images/news-icon.png)
Is Your Website Compliant with the Americans With Disabilities Act?
February 21, 2018
Firm News and Events
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Brett J. Ashton to Speak at the 1st American Financial Services Association Law & Compliance Symposium
January 16, 2018